A safe house for your clients

Annuities are an investment agreement between our agents and clients. We give our clients a set amount of money either all at once or over time, and they agree to pay us regular installments totaling the amount they invested plus an additional rate of return for a designated period of time. Annuities are typically used by investors to supplement retirement income on a monthly basis.

Benefits of Annuities

Your clients can expect major financial benefits with Fixed or Indexed Annuities, which are smart alternatives to banks, because they offer a safe place for your clients to park their hard earned money. Indexed annuities are fixed annuities that provide an opportunity to earn more interest than traditional fixed annuities by basing interest earned on an increase in an equity or bond index. The most commonly used indicies are the S&P 500, Dow Jones Industrial Average and the 10-year U.S Treasury Bond. Annuities also avoid probate meaning funds in an annuity are passed directly to named beneficiaries to avoid the expense, delay and publicity of probate.

One of the great benefits of annuities is tax deferred growth, which creates an opportunity to accumulate a substantial sum of money by allowing the premium and interest to grow tax-deferred. Unlike interest earned with a typical bank savings account or CD, you do not pay taxes on your interest until you begin to take withdrawals or receive income.